Step 1
Apply
Describe your product, pick NamPost capabilities, and pay the N$500 application fee. Target decision in 14 days.
Start applicationNamibia’s supervised fintech sandbox
Build and prove your product on NamPost’s nationwide network.
Synthetic customers, real APIs, and Bank of Namibia + NAMFISA oversight—from your first test, not after something breaks.
- 9
- Product rails in one supervised sandbox
- 41
- Sandbox modules in first release
- 2FA
- Security check on every payment
Supervised in Namibia — built on what NamPost already delivers
Built on the network Namibia already trusts—136 service points and mobile teams, 282,825 active VISA SmartCard savers, and grant rails that reach the whole country. Now open for you to build on.
Supervised by
Bank of Namibia
Central Bank & Payment System Regulator
NAMFISA
Non-Bank Financial Institutions Regulator
Innovation ecosystem
NIPDB
ScaleUp Namibia facilitator · MSME & investment promotion
The gap
Why innovation stalls without a supervised sandbox
Grants need living beneficiary verification. Lenders need affordability. Banks need conformance. None of it can be rehearsed on live rails. The gap is rarely the technology—it’s a safe place to turn a demo into evidence supervisors trust.
“We cannot test grant sequencing without exposing beneficiary files”
Use synthetic Social Cash Grant personas, pension-day windows, and mobile-team scenarios—supervisors review aggregates on the Observation Deck.
“We can't underwrite without physical bank statements and pay slips”
With customer consent, read VISA SmartCard and savings-bank activity in sandbox—shape affordability without branch paperwork.
“Every payment needs its own security check—and we have no safe place to prove it”
Run payment initiation with step-up two-factor verification on every debit—aligned with Bank of Namibia payment rules and security standards.
Your path
From application to exit—one supervised funnel
Apply, build on synthetic APIs, prove it to supervisors, graduate. No mystery steps.
Step 2
Build
Get API keys and synthetic personas. Your first successful call in minutes—then expand to payments, grants, or merchant flows.
Browse API docs
Step 3
Prove
Run integration checks while supervisors follow progress live. Fix issues with clear feedback—not a black box.
See how testing works
Step 4
Graduate
Submit progress reports and download an exit pack for licensing, an extended pilot, or orderly wind-down.
For supervisors
What you can build
Build your product on nine NamPost rails
Accounts, payments, grants, QR, lending, last-mile—the full stack to build on, in one supervised place.
Account information
Consented balances and transaction history
Payment initiation
Pay from NamPost accounts
Funds confirmation
Confirm balance before you debit
Person-to-government
Pay government and utilities from one wallet
Government-to-person
Grants, pensions, and social disbursement
Proof of life
Verify people at counter, field, or sync later
Pay-later, lending & underwriting
Pay-later bills and microlending—without the paperwork queue
NAMQR & commerce
QR payments, merchant settlement, and tax exports
Logistics & last mile
Payments plus parcels—identity, delivery, proof
Who builds here
Who tests on NamPost rails
Four ways teams already build on NamPost—grants, agency, lending, and banks. Pick yours.
Social Cash Grant & government programmes
Disburse pensions, child and disability grants, and basic income—with living beneficiary verification and mobile teams that reach past the post office. Synthetic cohorts only, never live beneficiary files.
Post office agents & NAMQR merchants
Third-party payments, agency bill pay, and QR settlement at nationwide service points—tariff-accurate fees and two-factor verification on every payment.
PostFin, insurance & stokvels
Regulated lending affordability, funeral tiers, and consented SmartCard reads for treasurers—without physical bank statements in test.
Banks & bill-pay integrators
Open Banking Standard conformance, funds confirmation, and payment initiation on NamPost rails—open-banking market activation only with written Bank of Namibia scope.
Without vs with
Legacy path vs NamPost sandbox
The same work—without the six-month runway, the paperwork, or the production risk.
Without sandbox
Data
Production-adjacent risk or oversimplified test data
Payments
Security only when you log in
Underwriting
Six-month PDF statements and branch visits
Grants
Account data mistaken for grant eligibility
Oversight
Ad-hoc regulator updates
Cost to start
Months of negotiation
NamPost
With NamPost sandbox
Data
Synthetic SmartCards, grants, billers
Payments
Two-factor check on every payment
Underwriting
Consented SmartCard cashflow + proof-of-life in sandbox
Grants
Grant rules stay separate from account reads; proof-of-life and payout sequencing only
Oversight
Observation Deck, directives, exports
Cost to start
N$500 application fee; provision in days
Were you referred by an ecosystem partner?
If Scale Up Namibia or another partner programme sent you, add ?referral=scale-up-namibia to your apply link or pick it on the form. It's optional, it doesn't change how your application is reviewed, and your company records are never shared. Your Sandbox-Ready certificate is a technical-conformance signal recognised in investor and credit diligence—not a licence or funding decision.
We Deliver More
Ready to test on NamPost rails?
Join lenders, bill-pay apps, merchants, and government teams building on NamPost—without six-month statement PDFs or production grant files.
- Synthetic
- Data by default
- N$500
- Application fee
- 14 days
- Target decision